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The easiest
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and fastest way to build your wealth

Earn up to
18%*p.a.
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Regulated
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Monthly Earnings
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Lowest Fees

Lend to carefully evaluated borrowers and receive monthly repayments through an RBI-registered NBFC-P2P platform.

verifiedRBI Certified NBFC-P2P - COR No: N.13-02409
Happy investor using IndiaP2P platform
User 1
User 2
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1Lac+Registered lenders
Repayment Credited
+35,890.00
Jan, 2025
16.09%
FEATURES

Why lenders Choose IndiaP2P?

Transparent Returns

Transparent Returns

Track returns & repayments in one place.

Monthly Repayments

Monthly Repayments

Receive repayments directly into your account every month.

Secure & RBI-Regulated

Secure & RBI-Regulated

Operated as an RBI-registered NBFC-P2P with strong compliance and data security.

PRODUCTS

Monthly Income Plus

Earn up to
18%*A.P.R.(net of platform fee)
  • Receive monthly repayments (principal + interest)/Earn EMIs.
  • Diversify easily across multiple loans
  • Loan tenure up to 24 months
  • Begin lending with just ₹10,000
Monthly Income Plus - IndiaP2P app view
FEATURES

Diversification across multiple
loan fractions

Diversification across multiple loan fractions - IndiaP2P
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Join our growing tribe
of lenders.

Non-market linked
Non-market linked
Best in Class Returns
Best in Class Returns
Start from ₹10,000 to ₹50 Lakh
Start from ₹10,000 to ₹50 Lakh
HOW IT WORKS

Start lending and earning

in 3 simple steps

Create your account

Complete a quick sign-up with KYC details to activate your lending account.

Start lending

Select borrowers basis their credit score, income & more. Lend to multiple, selected borrowers to earn monthly repayments.

Add funds securely

Transfer funds via UPI or bank transfer using secure and compliant systems.

Lender using IndiaP2P platform
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Testimonials

What Our Users Say

Yattan S.

Yattan S.

Educationist

Smooth onboarding and no post-investment effort. I'm happy that this is one investment I don't have to monitor at all.

Aditi Bhandari

Aditi Bhandari

VP Marketing

I love that my IndiaP2P investment has such a positive impact in promoting growth of so many businesses. Even better that these are run by women.

Tahura K

Tahura K

Entrepreneur

Women x Business = Great Returns. I like that with IndiaP2P I am able to do this. I look forward to interacting in person with some of the businesswomen IndiaP2P facilitates lending to. Their grit and stories are inspiring.

Nitin Negi

Nitin Negi

Agritech Entreprenuer

You are offering unbelievable returns. I look forward to the 1st of every month when they hit my bank account.

Abhay R.

Abhay R.

Procurement Ops Lead

IndiaP2P is the highest returns asset in my portfolio.

Bharti B.

Bharti B.

CA

I invested with IndiaP2P because of the high returns and only later discovered what a wonderfully meaningful investment it is. I would call it a nation-building investment.

Saurabh Saraf

Saurabh Saraf

Entreprenuer-Climate Finance

I was impressed with the founding team's story, experience and how they worked on creating an investment product that gives high returns and does good for women entrepreneurs. I believe that having more women in business is our best chance at becoming a prosperous nation.

Ayush G.

Ayush G.

IT Professional

An investment product that I finally understand. Simple and super-easy to understand.

Snehal P.

Snehal P.

Architect & Entrepreneur

This is a truly innovative product and compliments my other investments. The returns are indeed exciting and the lack of volatility comforting.

Tanvi K.

Tanvi K.

Consultant

Superior returns with a transparent view of where investments are deployed. Glad to see that returns are not linked to speculation

Shoeb K.

Shoeb K.

Corporate Leader

An investment that supports the business aspirations of borrowers while fulfilling my financial goals.

Latest Blogs

Awards and Recognition

Drivers of Change 2025 by India Today and Mahindra Group

Drivers of Change 2025 by India Today and Mahindra Group

Bizruptor of the Year 2025 for Financial Inclusion by Her Circle by Nita M. Ambani

Bizruptor of the Year 2025 for Financial Inclusion by Her Circle by Nita M. Ambani

Women's World Banking

2023 Winner, WWB's Fintech Innovation Challenge

Introduction to Ethical Investing in India

Notable mention - Ethical Investing in India by Siva Prasad Bose

GIZ - Deutsche Gesellschaft für Internationale Zusammenarbeit

Notable mention - GIZ Women Entrepreneur Financing Toolkit

Fintech Feminists by Nicole Casperson

Notable mention - Fintech Feminists by Nicole Casperson

Frequently Asked Questions

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